Pay-Day Safety Tips – Protecting Your Hard-Earned Money

At the ATM:

  • Always stay aware of your surroundings and use well-lit, visible ATMs.
  • Never share your card or PIN with anyone.
  • Do not write your PIN down or keep it with your card.
  • Insert your card only when prompted on the screen.
  • Avoid using ATMs with blank screens – find another if unsure.
  • Shield your hand when entering your PIN and cover the card slot to prevent card theft or swapping.
  • Do not accept help from strangers – criminals often work in teams to distract and steal.
  • If your card is retained, contact your bank’s official stop card line immediately – do not let anyone call on your behalf.
  • Bank security guards are there for deterrence, not to assist with transactions – speak only to bank staff if you need help.
  • Consider setting a daily withdrawal limit for added protection.

Carrying Cash as an Individual

  • Withdraw only what you need and carry as little cash as possible.
  • Use safer alternatives such as electronic payments, online banking, or mobile transfers.
  • Avoid discussing your withdrawals or payments publicly.

Carrying cash for Businesses

  • Vary the days and times you deposit cash – avoid creating a routine.
  • Keep bank visits discreet; do not display cash or deposit slips openly.
  • Avoid using company-branded vehicles for banking, especially on pay days.
  • If cash volumes are increasing, consider a professional cash management service.
  • Pay wages via secure electronic transfers rather than in public view.

Saving Clubs & Stokvels

  • Avoid depositing or withdrawing cash on high-risk days, such as Mondays after month end.
  • Ensure two or more trusted members are present for any deposits or withdrawals.
  • Encourage direct electronic deposits into the club account rather than collecting cash.
  • Arrange for pay-outs to be made directly to members’ bank accounts.

For additional support or guidance, contact 24/7 Security Services:
info@24-7security.co.za / 011 444 2237

Emergency Numbers  

JHB011 444 2237
KZN031 140 1061
PTA012 451 8600

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